If you’re on the fence about whether to just repair your existing roof system or replace it entirely, you’re not alone.
Here’s a quick and simple guide to help you make that decision with ease.
Repair your roof if…
…it’s still not old enough for a driver’s license (aka 15 years old or younger). Maybe it has some localized damage from a fallen tree or hail storm, but there are no structural issues hiding underneath.
It also makes the most sense to repair your roof when the total costs are less than 25% of replacement costs–typically between $380 and $1,800. You can cover labor, materials, and any permit or dumpster fees without sacrificing your vacation budget.
Replace your roof if…
…it’s already 20 years old or older. By now there’s probably widespread surface damage, which leads to frequent leaks, interior water damage, and structural issues. Or you might be missing a ton of shingles.
At this stage, “affordable” repairs repeated over and over are a bandaid effort at best and a rising tide at worst. The replacement cost of $5,890-$12,800 will be a better deal in the long run, even if you have to give up a couple trips with the family.
The best option is…
…the one that saves you money long term.
Clean, dry insulation and minimal leaks mean minor repairs will keep your roof sound for years to come.
But if you delay, unseen damage can drive your home value down and your ultimate budget up. (Trust us, replacing wet insulation, rotted rafters, and puckered drywall is an absolute pain in the wallet.)
And while we all love an old home with character, some insurance companies may require a higher premium on yours if the roof is dated.
Your best bet for saving money is to have a professional assessment done. Our team will give you a detailed view of what’s going on in your roofing system and whether repairs or replacement is best based on the health of your roof.
“So I need a new roof. Now what?”
Now you start getting quotes and budgeting for how much that will cost. Want to get the inside scoop on how prices are calculated? Come back next week when we cover what determines the price of a roof replacement.